Where you actually meet it
Jewish giving runs on 18 in a way that is visible on paper. Charity appeals list suggested amounts of 18, 36, 54 and 180 rather than round tens and twenties, and bar mitzvah and wedding cheques follow the same arithmetic. Double chai, 36, is the usual step up from a single one. The word is worn as well as written: a chai pendant is a standard piece of Jewish jewellery, carrying the number and its meaning in the same two letters. None of this requires knowing any gematria beyond that one sum.
Hebrew writes numbers with letters, which occasionally forces an editorial decision. Fifteen ought to be yud-hey, 10 plus 5, and sixteen yud-vav, but both spell written forms of the divine name, so Jewish usage writes them tet-vav and tet-zayin instead, 9 plus 6 and 9 plus 7. That convention is why the festival is Tu BiShvat, tet-vav, the fifteenth of Shvat, and why the summer date is Tu B'Av. Scribes reorder other combinations too, when the straightforward spelling would produce a word with an unpleasant meaning.
Forty is the Jewish measure of a long stretch and of enough. Rain fell for forty days and forty nights, Moses spent forty days on the mountain, the Israelites wandered forty years, and a court could impose up to forty lashes. The one that still operates as a specification is the mikveh. A ritual bath is valid only if it holds at least forty se'ah of naturally gathered water, roughly 575 litres by the stringent Orthodox conversion, and construction is engineered around that figure. Forty is one of the few biblical numbers with a plumbing requirement attached.